Insurance Types

Home insurance protects not only the dwelling itself, but also the prized possessions inside your home. Renter's insurance protects your personal property from fire damage, lightning, theft, and more.

Farm life is rewarding and always full of surprises, but not always good surprises. Nelson Insurance Agency is here to back you up when farm equipment gets damaged, an equipment shed suffers from tornado damage, or a barn is lost in a fire.

Losing a loved one is one of the hardest things we will ever experience on this earth. Life insurance makes sure that our loved ones will not have to struggle to pay bills or worry about trying to find a way to replace lost income while bearing the burden of grief. Life insurance can be used to pay off the home mortgage, cover college funds, and just give your family a chance to get back on their feet while they adjust to a different lifestyle.

Umbrella insurance provides additional coverage over and above the limits of what your home, auto, or other insurance provides. While home, auto, and other insurances do provide coverage for many situations, they don't always cover everything. At Nelson Insurance Agency, we don't want to see your financial future in jeopardy due to a lawsuit from a neighbor that was bitten by your dog. Umbrella insurance coverage can help.

Not many people are prepared to deal with a life changing incident that will deprive them of the ability to earn a living. But in the event of such an occurrence, disability insurance will provide you with an income so you can focus on healing, therapy, or even chemo treatments without having to worry about how to pay the bills.

Located in Minnesota, our great state offers various year-round recreational opportunities from four-wheeling to snowmobiling. Fortunately, at Nelson Insurance Agency we provide the Recreational Vehicle Insurance you need to keep your investment covered from top-to-bottom. Whether your interests are in all-terrain vehicles (ATVs), utility vehicles (UTVs), golf carts, dirt bikes, or snowmobiles, we can draft a policy to suit your needs. Contact us today if you are thinking about adding a new "toy" to your life or if you just want to make sure you are getting the best rates on your current recreational vehicle(s).

Boat insurance covers you in case of damage or loss of your boat or watercraft . Also included with this type of protection is liability expense coverage for passengers or anyone else who may become injured should a watercraft accident occur.

Similar to auto insurance, motorcycle insurance will protect you in case of accidents and cover damage to the motorcycle.

whether it’s a family car, or an extra vehicle you own, we cover all types of auto insurance.

We cover both life and health insurance.

Commercial property insurance can protect a property your business owns or leases including equipment, inventory, or furniture.

A general insurance policy to protect businesses from liability claims for bodily injury occurring on property owned by the business, property damage to due to business operations or products, and personal injury claims due to advertising.

Insurance that provides protection to you, your employees, and vehicles you own, lease, or rent on the road or off. It could prevent an accident from damaging your bottom line as a business and decrease the amount of worry you encounter on a daily basis.

An umbrella policy will provide additional liability for your business, adding a layer of coverage to both your auto and commercial policies.

Accidents happen and people do get hurt while at work. Worker's comp provides medical benefits and wage replacements, while ensuring that your business is protected from lawsuits resulting from the accident.

We offer a variety of bonds for our commercial customers.